Is this a grant?
No. It’s a deferred, forgivable mortgage secured by a lien with Broward County. You do not make monthly payments on it.
Receive up to $75,000 in purchase assistance. Zero interest. Deferred payments.
Funds are awarded on a first-qualified, first-served basis.
This program makes homeownership affordable for families who might otherwise be priced out of the market.
Receive up to $75,000 for very low-income buyers, $65,000 for low-income buyers, and $40,000 for moderate-income households (SHIP program).
The assistance comes as a zero percent interest second mortgage. No monthly payments are required on this loan.
Depending on the funding source (HOME or SHIP), loans may be partially or fully forgiven if you stay in the home for the required term.
Use the funds for both new and existing homes, including condos, villas, and townhomes within Lauderhill city limits.
The City of Lauderhill Purchase Assistance Program is designed for people who are ready to buy a home but need help covering upfront costs. It’s an ideal fit for:
Funding is limited and distributed on a first-come, first-served basis. If you meet HUD’s income limits for very low, low, or moderate income, this is your chance to secure up to $75,000 in assistance.
Check EligibilityYour household income determines your tier (Very Low, Low, or Moderate), which dictates your maximum award amount. Match your household size to the rows below.
| Household Size | Very Low Income (50% AMI) Max Award: $75,000 |
Low Income (80% AMI) Max Award: $65,000 |
Moderate Income (120% AMI) Max Award: $40,000 |
|---|---|---|---|
| 1 Person | $40,350 | $64,560 | $96,840 |
| 2 People | $46,100 | $73,760 | $110,640 |
| 3 People | $51,850 | $82,960 | $124,440 |
| 4 People | $57,650 | $92,240 | $138,360 |
| 5 People | $62,250 | $99,600 | $149,400 |
| 6 People | $66,900 | $107,040 | $160,560 |
| 7 People | $71,500 | $114,400 | $171,600 |
| 8 People | $76,100 | $121,760 | $182,640 |
Limits are based on Broward County’s average home price (approx. $430k-$445k).
Once you’re determined to be a good fit, there are specific requirements you must meet to receive assistance:
You must complete a HUD-approved 8-hour Homebuyer Education Course.
Contribute at least 3% of the purchase price (at least 1% must be your own funds).
Household assets must stay below $40,000 after closing.
The home must be your primary residence and insured at the time of closing.
No. It’s a deferred, forgivable mortgage secured by a lien with Broward County. You do not make monthly payments on it.
No. Funding is distributed on a first-qualified, first-served basis. It is crucial to apply as soon as funding cycles open.
Assistance can go toward down payment, closing costs, principal reduction, and other approved expenses involved in the purchase.
The City itself does not use credit scores for eligibility, but your first mortgage lender will consider your credit score for loan approval.
You generally need to contribute at least 3% of the purchase price toward the transaction, with at least 1% coming from your own funds.
Complete the form below to start your eligibility check.